US National Debt: January 2026
When Gold Is Repriced,
Your Dollars Buy Less
A gold revaluation doesn't make gold more valuable — it reveals how much purchasing power the dollar has lost. We track the signs so you can stay informed, and it could happen by April 17, 2026*.
Why the U.S. Treasury Should Revalue Gold Before April 2026
Research suggests that revaluing gold could provide a strategic fiscal reset before the critical April 2026 debt refinancing deadline. With $9 trillion in debt maturing and rising yields, the timing window may be narrower than most expect.
What Is a Dollar Revaluation?
In simple terms: when the government changes the official price of gold, it changes what your dollars are worth.
Gold Goes Up
The government sets a new, higher official price for gold.
Same Dollars
Your bank account shows the same number. Nothing seems to change.
Less Buying Power
But those dollars now buy fewer goods, services, and assets.
Historical Example: 1934
In 1934, President Roosevelt changed the official gold price from $20.67 to $35 per ounce. Overnight, the dollar lost 41% of its purchasing power relative to gold. People who held dollars saw their savings buy significantly less. People who held gold saw their wealth preserved. This is what a revaluation looks like.
See How It Affects Your Savings
Use the slider to see how different revaluation scenarios could impact your purchasing power. This is the math — not speculation.
Current Purchasing Power
$35,000
Projected Real Value
$7,525
-78.5% Loss in Buying Power
While your bank balance would still show $35,000, the cost of goods (gas, food, housing) would theoretically rise to match the new gold standard, effectively shrinking what you can buy.
Historical Precedent
In 1934, gold was revalued from $20.67 to $35, representing a 41% dollar devaluation.
The Math
If gold were revalued to back current debt levels, the implied price would be ~$20,000/oz.
What Changes
Your account balance stays the same. What changes is what those dollars can purchase.
Why 2026 Is Different
Three factors are converging that haven't aligned since Nixon closed the gold window in 1971.
The Refinancing Cliff
$9-10T
In Treasury debt matures in 2026—debt issued when rates were near zero. Refinancing at current rates adds hundreds of billions in annual interest.
The Interest Spiral
$1.3T+
Annual interest payments projected for 2026—exceeding the entire defense budget. The government is borrowing money just to pay interest on existing debt.
Policy Signals
Q1-Q2
Treasury officials discussing "asset monetization" strategies. If action happens, early 2026 is the likely window—aligning with historical patterns.
Revaluation Risk Index
Our composite index tracks key economic indicators that historically precede currency adjustments.
Revaluation Risk Index
Updated: January 2026
Share this Risk Index
This index is for educational purposes only and does not constitute financial advice. Factors are weighted based on historical correlation with monetary policy changes.
Key Indicators We're Watching
These developments inform our risk assessment and provide context for understanding the current monetary environment.
Major retailers are implementing electronic shelf labels nationwide, enabling real-time price adjustments across entire store networks.
Central banks purchased gold at record levels throughout 2025, with emerging markets leading the trend away from dollar reserves.
The BRICS alliance launched a pilot for a gold-referenced trade settlement mechanism, representing a structural shift in global trade finance.
US interest payments on national debt now exceed the defense budget, creating structural pressure on fiscal policy options.
Tracking the Developments
Stay informed with our analysis of economic indicators, policy changes, and global monetary shifts.
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Why the U.S. Treasury Should Revalue Gold Before the April 2026 Debt Refinancing Deadline
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